The top six states have an average effective real-estate tax rate of 0.48%.

The bottom five metros have an average five-year median home value appreciation of 35.46%.

The top five metros have an average five-year median home value appreciation of 48.49%.

We surveyed 87 professionals at mortgage companies to find out what's on their tech agenda for this year, including investment plans and thoughts on transformational tools. Here's what we found out.

The top five lenders have a combined residential portfolio volume of more than $900 billion at the end of Q1 2023.

Republican-led bills seeking to reverse adjustments to mortgage fees and a bipartisan bill aiming to reinstate tax deductions on mortgage insurance stand to change operations for lenders if they pass.

The top five lenders have a combined second-lien volume of more than $95 billion at the end of Q1 2023.

Residents in the five cities with the lowest scores have an average median credit score of 499.8 in 2022, according to WalletHub.

The top five lenders wrote a combined total of more than $34 billion in home loans during the quarter.

Residents in the top five cities have an average median credit score of 800.4 in 2022, according to WalletHub.

The top five depositories have a combined HELOC volume of more than $91 billion at the end of Q1 2023.

Homes in the top five states have an average of $222,964 in 2022, according to LendingTree.

Homes in the top five states have an average of $512,836 in 2022, according to LendingTree.

The top five depositories for home lending have a combined residential portfolio volume of more than $900 billion at the end of Q4 2022.

The top five depository lenders have a combined HELOC volume of more than $93 billion at the end of Q4 2022.

The top five had a combined MSR volume of more than $28 billion at the end of Q4 2022.

The top five lenders have a combined wholesale volume of more than $15 billion at the end of Q4 2022.

The top five lenders have a combined second lien volume of more than $97 billion at the end of Q4 2022.

The top five lenders have a combined retail volume of more than $24 billion at the end of Q4 2022.

Investment in software that reduces costs and improves efficiency has slowed but innovation continues.