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The Federal Home Loan Bank system is not a private country club and shouldn't be operating as one. Captive insurance companies represent new potential to expand homeownership opportunities for credit-worthy borrowers.
February 11Mountain Lake Consulting -
The Federal Home Loan Bank System was designed to provide liquidity to community lenders and traditional insurers, not to unregulated lenders that circumvent the membership rules.
February 9 -
The Consumer Financial Protection Bureau's indirect response to Quicken Loans' Super Bowl 50 commercial implicitly warns consumers to be wary of technology, which points to a bigger problem: does the CFPB even know what it wants from the mortgage industry?
February 8 -
Housing policy focused on government guarantees and the 30-year mortgage hasn't done much to help low- and middle-income homeowners build wealth.
February 5American Enterprise Institute Housing Center -
After years of refi-fueled origination volume, lenders have their hopes pegged to a resurgent purchase market in 2016 and beyond. But it raises an important question: will strategic default rear its head again in the next downturn?
February 4National Mortgage News -
The near future may find more banks ceasing to originate residential mortgages in an effort to stop the slide in stock prices.
February 2 -
The Federal Housing Finance Agency's Duty-to-Serve rule must include a substantive commitment from the government-sponsored enterprises to purchase chattel loans.
February 1Manufactured Housing Institute -
By implementing a platform designed specifically to support quality control, lenders can continuously prepare for an audit while simultaneously executing on everyday loan quality tasks.
January 29ACES Risk Management Corp. -
In the absence of congressional action on housing finance reform, here is what the Federal Housing Finance Agency should do sooner rather than later.
January 27 -
The mortgage industry can better manage disparate regulatory requirements with a comprehensive approach that streamlines compliance.
January 26Sapient Global Markets