Brian Chappelle

Founding Partner

Brian Chappelle is a founding partner of Potomac Partners in Washington, D.C.

Refinance

FHA's life-of-loan premium is a bad deal for borrowers and taxpayers

The Federal Housing Administration's life-of-loan premium discourages borrowers from refinancing into another FHA mortgage, damaging the stability of the insurance fund.

By Brian Chappelle

November 8
Reverse mortgages

FHA borrowers pay a steep price to keep reverse mortgage program afloat

Homeowners are still paying very high insurance premiums for the life of their Federal Housing Administration loans to subsidize the operations of the HECM program.

By Brian Chappelle

December 8
Reverse mortgages

Stop Overcharging FHA Borrowers to Subsidize Reverse Mortgage Risks

Borrowers of "forward" Federal Housing Administration mortgages are unfairly being expected to backstop the disparate mission and risks of the Home Equity Conversion Mortgage program.

By Brian Chappelle

April 18