Loan Think

Affordable housing is one of the sticking points keeping the secondary mortgage market reform bill from advancing in Congress.

Mortgage originators have been slow to adopt this tool which can assist in educating potential clients about your products and services.

Arizona has revised its education requirements while Virginia has introduced a new category of loan officer.

Proposed reforms for Freddie Mac and Fannie Mae seem to be bogged down in the House and Senate. It might be time for legislators to start thinking about different solutions.

Your mortgage marketing strategy and brand must evoke trust because of the people who were in the business only to make a buck during the boom.

Most of what I've been visiting with you about in this series has been about conversion, since I expect it to be the word of the year for 2014.

Like other parts of the real estate finance business, appraisal management companies are dealing with increased costs and less income.

What might work better would be clarifying guidance on mortgage insurance premium rules, the meaning of bona fide discount points, and the rules for affiliate compensation.

Lenders do not necessarily have to work with AMCs. However, in reviewing all they take on and manage, it is clear where the benefit of an external partner comes into play.

A roundup of comments on our Editor at Large blog, from the best and brightest to the not-so-bright.