Loan Think

Barriers exist to full-blown recovery in the housing market. Structural barriers. Economic barriers. Regulatory barriers. The list is endless.

Follow up on a regular basis with the potential clients your referral partners send to your shop.

Although the national outlook continues to improve as the worst of the housing crisis abates, foreclosures and real estate owned properties remain a concern for many markets throughout the country.

The lender can experience problems selling a loan that loses qualified mortgage rule's protection. The lender also could be stuck in a vulnerable position if that loan ultimately defaults.

The allegations centered on the broker and original lender’s conduct in connection with a payment of a yield-spread premium.

The combined disclosure regulation will have a more dramatic impact on operations and vendors than the qualified mortgage rule.

Be aware that the amount of borrower paid compensation cannot exceed the lender paid compensation.

The end of the first quarter is the time to reevaluate the effectiveness of your marketing plan.

Loan officers should not have to depend on business coming from real estate agents who make just $20,000 per year.

Latest forecasts for 2013 estimate $1 trillion in origination with many concerned it will drift lower over time.