Loan Think

Mortgage originators marketing campaigns and materials should reflect the professional nature of the business if you do not want to be seen as a commodity.

There is growing evidence that Washington is making the same mistake with respect to the housing and mortgage markets.

Farmers have been benefiting from steady increases in commodity prices in recent years, partly driven by extreme weather. But the underpinnings of that growth seem to be on the wane.

The lender is getting huge brand recognition for its offer to pay $1 billion for someone to correctly pick the entire NCAA championship bracket, at very low risk.

On the surface, it seems mortgage firms must explain valuation reports to each new applicant or eliminate the use of lower-cost advanced valuation intelligence. However, there may be another option.

Are you a “Success Superstar?” Success can be defined in many ways. One definition is “the achievement of one’s goals.” Your goal last year might have been to be included in the list of Top 200 Loan Originators for 2013. Did you accomplish that goal? Or maybe it was to lose 10 pounds, gain 10 new referral partners, or even spend more time with your family and read more books.

Lenders should avoid repeated mistakes in their process as they could be used as evidence of a fraudulent intention to originate loans without proper safeguards and underwriting processes.

The former Wells Fargo Home Mortgage loan officer faces up to 30 years in prison for his role in the conspiracy.

This sector is constrained by numerous and often complex issues, which span across the mortgage lifecycle, and affect a wide array of market participants, from the homeowner to the investor.

Some tips originators can pass on to consumers who are looking to move up, move down or just move on.