Loan Think

There are still 121 rules mandated by Dodd-Frank that have not even been proposed yet—nearly a third of the rules mandated by the law.

We're hearing the “new urbanism” may change the underwriting for home loans, especially if millennials maintain their preference for city living.

Because traditional credit scores can be inadequate, more and more lenders should be turning to supplemental FCRA-compliant data to paint a more accurate picture.

We're hearing that consumers love the concept of homeownership but when it comes to finding a place to live they end up renting.

A mortgage servicer's decision to use batch file or real time integration for their systems is not cut and dry with one method having definitive benefits over the other.

The Consumer Financial Protection Bureau in its final rule has further eased the definition of origination.

We're hearing from New York where one mortgage banker and two MLOs recently entered into settlement agreements with the Department of Financial Services.

The Consumer Financial Protection Bureau has issued an interim final rule with request for comment regarding the issuance of temporary cease-and-desists orders.

Adopting the mindset of a promise keeper in order to change your life and reach your goals.

As the market changes, companies want to continue to attract and retain the best originators in the market, especially those that can consistently generate purchase volume.