Loan Think

A compliance incident does not have to involve the Consumer Financial Protection Bureau or the violation of a consumer protection law to be a concern.

We're hearing from the great state of Washington where there has been an increase of almost 1,200 loan originators from November 2012 through March of this year.

I have some interesting stories and perspectives on how the fine folks on the left coast live, and how they keep coming up with innovative business models to address their ever changing market.

A laundry list of 33 items for managers to find answers for during the interview process.

Investors still want to buy in the commercial mortgage-backed securities sector while performance is relatively good, but they are mindful that recent origination standards are slipping and there are risks in CMBS 1.0 too.

This is our master list of items to do on each new loan.

Prices of condominiums are starting to play catch up with single-family homes.

Is the bar set so low that investors must dictate to servicers what the minimums are and how to manage the very basic elements of our business?

First-time homebuyers, usually between 18 and 34 years old, prefer mortgage shopping through the web, to getting in their cars and driving to their banks to shop for a mortgage.

The National Security Agency spying scandal, sparked by news that the NSA has been monitoring phone and e-mail records of millions of Americans, could spill over into the mortgage industry.