Loan Think

A laundry list of 33 items for managers to find answers for during the interview process.

Investors still want to buy in the commercial mortgage-backed securities sector while performance is relatively good, but they are mindful that recent origination standards are slipping and there are risks in CMBS 1.0 too.

This is our master list of items to do on each new loan.

Prices of condominiums are starting to play catch up with single-family homes.

Is the bar set so low that investors must dictate to servicers what the minimums are and how to manage the very basic elements of our business?

First-time homebuyers, usually between 18 and 34 years old, prefer mortgage shopping through the web, to getting in their cars and driving to their banks to shop for a mortgage.

The National Security Agency spying scandal, sparked by news that the NSA has been monitoring phone and e-mail records of millions of Americans, could spill over into the mortgage industry.

Industry groups are growing skeptical about the prospects for a FHA reform bill as we get closer to the summer solstice.

The prevalence of short sales is likely the most significant factor impacting foreclosure rate improvements and the housing recovery.

An oversimplified but generally useful way of understanding what is included in the 3% cap, is that it is the same as the old definition of “finance charge,” with a few important additions.