Loan Think

We're hearing that lenders are only going to make qualified mortgages that meet the ability-to-repay underwriting standards mandated by the Consumer Financial Protection Bureau.

In today’s competitive environment, efficiency is everything. In short, the days of paper-based processes are quickly coming to an end.

The Consumer Financial Protection Bureau's mandatory exam procedures aim “to appraise the quality of the financial institution's compliance management system…”

The Consumer Financial Protection Bureau issued amendments to the final rule on mandatory escrow accounts.

We're hearing about foreclosure-related court decisions that coincidentally point out it may depend on where you live as to the legal outcome you may end up with.

Bliss Sawyer discusses her morning routine and her new white board.

We're hearing that some folks enjoy my creative use of metaphors in my weekly columns, which at least proves that some mortgage bankers have a sense of humor even as times get tough.

Here are some items you should consider making a commitment not to undertake.

We're hearing that two key themes in a white paper by the Bipartisan Policy Center’s Housing Commission earlier this year—the future of the insurance role in the private-label mortgage-backed securities market and how that might be tied to Fannie Mae and Freddie Mac—are gaining momentum.

We are now in what apparently appears to be our first sustained significant increase in rates in quite a while.