Loan Think

We're hearing that some folks enjoy my creative use of metaphors in my weekly columns, which at least proves that some mortgage bankers have a sense of humor even as times get tough.

Here are some items you should consider making a commitment not to undertake.

We're hearing that two key themes in a white paper by the Bipartisan Policy Center’s Housing Commission earlier this year—the future of the insurance role in the private-label mortgage-backed securities market and how that might be tied to Fannie Mae and Freddie Mac—are gaining momentum.

We are now in what apparently appears to be our first sustained significant increase in rates in quite a while.

We're hearing lenders are under increasing pressure to make sure nonpublic, personal information about their customers does not find its way into the public realm.

We're hearing the fight over the qualified mortgage rule will now move to Congress.

While there is no shortage of technology available today, partnering with the wrong solution provider could spell disaster for an institution, and potentially jeopardize future business processes.

Creditor payments to brokers will count toward the cap in the Consumer Financial Protection Bureau’s qualified mortgage definition.

Each state has a single source to go to where it can look to check the list of nonfilers and send out form letters that can cause your license to be suspended.

California's Department of Insurance recently served a cease-and-desist order on a company that it alleged was engaged in the business of title insurance without a license.