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In this video presented by the California Mortgage Bankers' Association, Allen Matkins attorney Stephen Lieske explains what LIBOR is and how it was distorted in the recent scandal.

The Online Originator Award commends a lender with a comprehensive strategy to use Web-based technologies to generate borrower leads and convert them into closed loans. Learn about this year's finalists and see who won the 2012 MT Award.

The Lasting Impact Award acknowledges an individual, group or company responsible for a technology initiative or development proven to have an enduring influence that’s transformed mortgage finance. Learn about this year's finalists and see who won the 2012 MT Award.

The Harnessing Mobile Award commends the development and implementation of mobile technology in the mortgage industry. Learn about this year's finalists and see who won the 2012 MT Award.

The Green Lender Award commends the use of technology to promote sustainable and environmentally conscious business practices. Learn about this year's finalists and see who won the 2012 Green Lender MT Award.

The Fix-It Award recognizes technology that provides an effective solution to a specific industry problem, need or channel. Learn about this year's finalists and see who won the 2012 Fix-It MT Award.

The 10X Award commends a company, product or technology that’s had an exponential impact on mortgage finance. Learn about this year's finalists and see who won the 2012 10X MT Award.

With 3,500 registered attendees and countless "unofficial" ones walking the halls of the Hyatt Regency, the 2012 Mortgage Bankers Association annual convention had a positive vibe not seen in several years. The theme was "Investing in the American Dream." There were many references to the presidential election, including multiple cutouts of candidates Barack Obama and Mitt Romney in the trade show.