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Northern and East Coast towns have replaced hotspots of the past two years in Florida and the Rocky Mountains region.

The breaks for some lower-income borrowers are welcomed, but the use of debt-to-income as a differentiator could complicate originations at a challenging time, lenders say.

For those willing to experiment with the strategy, it could be a long-term differentiator.

The impact of climate change is rippling through the mortgage industry, prompting calls for a more proactive response to the growing number of challenges.

One product aims to make it easier to customize connections with consumers, another helps with vendor management and a third helps size up collateral.

Higher conforming loan limits for Fannie and Freddie, a review of the FHLB system and revised multifamily lending goals are among the recent FHFA developments.

While mortgage and real estate startups currently face a challenging environment in seeking investors, some companies are finding venture capital.

The most attractive cities this year count more homes selling under their listing price rather than over it.

In a Jan. 1 reshuffling the mortgage giant also promoted its former wholesale chief to chief revenue officer of Rocket Mortgage.

The impact of a weakening economy on quarterly performance will become clearer by the second week of January as banks begin to report fourth-quarter earnings.