Home mortgages may be a little easier to get, but the public hasn't gotten the memo.

Fifty-three percent of would-be borrowers said getting a loan today is tougher than it was a year ago in a recent survey by loanDepot, a lender in Irvine, Calif., and OmniTel. The latter firm, a division of GfK Custom Research North America based in New York, conducted the survey of 1,005 consumers 18 or older between March 21 and March 23.

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