Prepayments for the second month in a row got a little higher but remain below the levels they were at a year ago.

June's prepayment rate was up 5.26% over the previous month but down 22.06% from where it was in June 2016 at 1.12%, according to Black Knight Financial Services in Jacksonville, Fla.

Loan performance overall is better than it was a year ago.

The percentage of loans 30 days or more past due but not in foreclosure was up 0.12% from the previous month at 3.8%. However, that figure was down 11.84% from June of last year.

The foreclosure presale inventory rate was 0.81% in June. This represented a 2.71% decline from May and an 18.47% decrease from June 2016.

There were 56,500 foreclosure starts in June. This represented an increase of 1.25% from May but a decline of 18.47% from June 2016.

There were 1,932,000 properties that were 30 or more days past due but not in foreclosure during June. That represented a 5,000-property increase from May but marked a 246,000-property decline from June a year ago.

At 555,000, the number of properties 90 days or more past due is down 7,000 from May and 137,000 properties from June 2016.

The number of properties that are 30 days past due or in foreclosure at 2,342,000 is down 6,000 from a month ago and represents a decline of 394,000 from June 2016.

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