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Franklin First Financial said that Tom Calabro has joined the company as the vice president of business development.

He will serve as the primary spokesman and be responsible for managing the business development division for the company and will focus on expanding Franklin First Financial into new markets across the United States.

Prior to joining Franklin First Calabro was the president of Ameritrust Mortgage Bankers.

NEW YORK

Hartford Funding Ltd. said that Leonard J. Ramirez has joined the company as director of operations.

He brings to the company 30 years of experience in the mortgage industry.

Prior to joining Hartford Funding Ramirez operated US Mortgage Corporation.


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