A homeowner's equity position is one of the many factors that drive property transitions between owner-occupied and rental status, according to a study from the Mortgage Bankers Association's Research Institute for Housing America.

Between 2000 and 2014, 6.5% of homes built before 2000 and 10.3% of homes built in the 1990s went from owner-occupied to rental status, RIHA found in a new study authored by Syracuse University professor Stuart Rosenthal. On average, roughly 2% of the housing stock makes that transition over a decade.

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