Origination

Plenty of banks have ended their federal loss-share deals early, but despite the incentives to wind them down, plenty more still have these crisis-era arrangements in place. It may be due to varying deadlines, mistakes calculating loan values or worries that they still might need the coverage for home equity lines.

The National Association of Realtors is urging policymakers to implement reforms meant to qualify more condominium buyers for Federal Housing Administration loans.

Loan defects and misrepresentation are occurring at the lowest levels in recent history thanks to the refinance boom spurred by low interest rates and better loan manufacturing processes.

Contracts to purchase previously owned homes increased more than forecast in July, indicating further strength in the housing market.

Mortgage applications increased 2.8% from one week earlier, according to the Mortgage Bankers Association.

The greatest responsibility lenders and servicers have to homeowners is making sure property tax payment is accurate and on-time.

When Andy and Amy Isaacson looked at buying a home in Palo Alto, Calif., for their expanding family, the least expensive one they could find was $1.5 million.

Ben Franklin famously said the only things certain in life are death and taxes. One Wisconsin loan officer has found one more.

Production profits rose during the second quarter amidst higher volumes and lower expenses, the Mortgage Bankers Association reported.

Regulatory infighting over bond loans offered by down payment assistance programs has the potential to curtail lending to first-time buyers and do real damage to homeownership.