Origination

Radian Guaranty Inc. is in compliance with the government-sponsored enterprises capital standards after receiving $325 million in cash and securities from parent company Radian Group Inc.

For commercial real estate investors, the good times may be over.

From the rollercoaster ride toward the TILA-RESPA implementation deadline to concerns about other areas the Consumer Financial Protection Bureau would zero in on for scrutiny, these seven stories dominated National Mortgage News during 2015. Following are both the stories and an update on where the situation stands now.

Contracts to purchase previously owned homes unexpectedly fell in November, confirming that the industry lost momentum toward the end of the year.

"The allegations of discrimination and predatory practices raised by the reporting are obviously very concerning to the bureau," a CFPB official said Tuesday.

Mortgage application defects reached a record low in November, according to First American Financial Corp.

RAIT Financial Trust said it closed on its fifth commercial real estate collateralized loan obligation.

Technology hubs overlapped with the nation's hottest housing markets in 2015, according to a ranking by online brokerage Redfin.

Surging prices have almost closed off the new-home market to young buyers like Brandon and Quincey Lindemann. But the Denver-area couple has found a way in.

A number of factors, including the shift back to a purchase market and burgeoning Hispanic and millennial demographics, are expected to spur mortgage industry hiring across the board in 2016, with one major exception: appraisers.