Origination

By targeting construction lending, 1st Financial Bank USA aims to expand beyond its hefty concentration in credit card loans while entering a business segment that has shrunk mightily since the financial crisis

The Senate approved legislation to reauthorize the Terrorism Risk Insurance Act, sending it to President Obama's desk after a months-long battle.

The price of loans securing commercial mortgage-backed securities increased in November, according to DebtX.

Impac Mortgage Corp., a subsidiary of Impac Mortgage Holdings Inc., will acquire the mortgage operations of CashCall Inc., a consumer direct mortgage originator.

Housing and Urban Development Secretary Julian Castro moved swiftly on Thursday to defend pending cuts to the Federal Housing Administration's premiums, rebutting GOP arguments they are premature.

Lenda, a new mortgage company backed by Silicon Valley investors, wants to supplant the traditional loan officer with consumer self-service technology.

Home values have risen fastest in markets where institutional buyers bought up scores of foreclosed homes and then rented them out. But these investor have largely curtailed their buying, and may even be ready to start selling off more properties to profit from the run-up in home prices. That could be good news for first-time buyers.

Mortgage credit availability loosened in December, according to a report from the Mortgage Bankers Association.

Being a mortgage originator means juggling many tasks but marketing your business takes precedence above all of the others.

Mortgage rates dropped to the lowest level in more than a year and a half as falling oil prices and concerns about the strength of the euro drove investors to the safety of the U.S. government bonds that guide borrowing costs.