Origination

One reason so many federal thrifts have switched to other charters is that the Qualified Thrift Lender test impedes their commercial lending. However, a top regulator says he wants it eliminated.

Most mortgage industry managers probably feel that the way they manage their businesses is pretty straight forward.

The Mortgage Bankers Association Mortgage Credit Availability Index inched down in August indicating lending standards tightened for most mortgage product categories, except for home improvement and new construction loans.

Mortgage rates held steady for the week ending Sept. 4, according to data released Thursday by Freddie Mac.

More regulations and higher costs are causing an increasing number of smaller financial institutions to consider having someone else originate loans for them.

Take the time to learn and adopt the fundamentals of a solid mortgage lending practice.

The herky-jerky revival in residential real estate is causing headaches and strategic concerns for banks everywhere.

Nonbank mortgage lender LoanDepot is preparing to step into new consumer lending territory in early 2015 when it will start offering personal loans.

In less than one year, the new RESPA/TILA integrated disclosure final rule will take effect, impacting all aspects of lenders' origination processes and technology.

The Federal Reserve Board’s Beige Book said that lenders are cautious on residential lending but "fiercely competitive" over commercial lending.