Origination

If it wasn't a malicious attack, what else could have overwhelmed the mortgage loan origination software vendor's servers at a time when originations are in the doldrums?

Mortgage applications, including requests for refinancings and for home purchase loans, rose from the previous week for the week ended April 11.

As homeowners regain equity in their properties and interest rates continue to increase, equity-financed home improvements will likely become more attractive to borrowers than short sales, home purchasing or refinancing.

imortgage's Roland Benson is a top producer because of the people who process, underwrite and close loans in the back office. He should know—that's where he got his start.

Lenders and Realtors are hailing a new law that delays flood insurance premium increases, but unless the government takes actuarially prudent measures, rising sea levels could cost taxpayers dearly.

The OCC reports that $30 billion in HELOCs will reach the end of their initial draw period in 2014. That’s just the beginning.

A survey by the Mortgage Bankers Association points to a solid increase in March new home sales after a slow start to spring selling season.

From hyper-personalized "one-to-one marketing" to ad campaigns that narrowly target veterans, originators are seeking vendors' assistance in their efforts to retain and grow volume.

Done right, the mini-correspondent channel is a legitimate way to create mortgage servicing rights, but the annals of the mortgage industry are filled with solid ideas that went terribly wrong.

The Consumer Financial Protection Bureau has invited consumers to complain about getting a mortgage and it is getting plenty of responses.