Origination

Originators should outsource the verification of employment function.

The federal mortgage insurance fund benefits from slower prepayments and lower delinquency rates.

The Mortgage Bankers Association thinks mortgage volumes will drop by a third next year. Industry execs we asked agreed originations will fall. Just how much? No agreement there.

Consumers’ renewed interest in refinancing and a smaller rise in purchase requests give applications a boost.

Sixty-seven nonprofits will benefit from the megabank’s 2013 “Leading the Way Home” program designed to help accelerate recovery efforts in distressed areas.

Decreases in home financing delinquencies occurred for first mortgages, home equity installments and home equity revolving loans in September compared to a year ago, Equifax says.

Wil Armstrong applies lessons learned while working for Mother Teresa to being the chief executive of a mortgage technology firm.

Those home buyers turned down for a loan two years ago could be clients today.

Risk management and compliance has increased from safety and soundness reviews to encompass consumer protection and operational risks since the founding of the Consumer Financial Protection Bureau.

This mortgage-backed securities market has been slow to add issuers and grow, but the number of originators contributing loans to deals is nearing 100.