Resources

CARE is Sagent’s consumer platform to care and retain customers through good times and hardships, provide real-time views of home equity, make custom loan offers, and provide immediate hardship help from any device.

RemoteVal™ brings new technology to the market that reduces appraisal times to days instead of weeks – without compromising on quality and integrity.

With Roostify’s digital home equity solutions, lenders can make it easier for homeowners to achieve their financial goals by taking advantage of their home equity. Our cutting-edge platform enables lenders to provide flexible home equity lending options and a streamlined experience that turns borrowers into lifelong customers.

According to the latest Purchase and Refinance Closing Cost Trends Reports from CoreLogic’s ClosingCorp, the average closing costs for a purchase mortgage in 2021, including transfer taxes, was $6,905, up 13.4% from the previous year.

Experts are predicting an above-normal number of Atlantic hurricanes in this year’s season, which runs from June through November. A look back at last year’s Hurricane Ida shows the effect these storms can have on local housing markets.

Developments in artificial intelligence (AI) and robotics may be a ray of hope for current housing challenges, including inventory, affordability and materials and labor shortages, while promoting sustainability and equity. This article reviews the potential benefits and barriers of 3D-printed homes, and what needs to happen for them to become a viable option in the housing ecosystem.

Manufactured housing has been on the decline since its peak in 1996. While several factors are driving this downtrend trend, a portion of the fall-off is related to local, state and homeowner association regulations. This article looks at how the greater acceptance of manufactured homes could result in a bevy of benefits, from chipping away at the housing deficit to shrinking the affordability gap. Read More.

Ready or not? An important question when it comes to mortgage lending, as a successful loan agreement means both the lender and the homebuyer are confident the buyer is ready for the financial responsibilities of homeownership. This article sheds light on what it means to be mortgage ready – and provides a look at strategies that can help lenders find more qualified buyers. Read More.

FHFA recently issued updated area median income (AMI) limits, which are used to determine whether borrowers meet the income eligibility requirements for Freddie Mac Home Possible and Refi Possible mortgages, as well as exemption from the Super Conforming Mortgage Credit Fee in Price. Get the full details, as you may be able to offer affordable mortgages to even more borrowers.

While rural homeowners appreciate proximity to trees, mountains, water and an abundance of natural light, they also have concerns about outdated, lacking or non-functioning features inside their homes that could impact their physical health and stress levels. This article lists tangible ways to identify and address health-related home concerns so rural residents can live more comfortably and age in place.