In an industry where speed, accuracy, and personalization are essential, artificial intelligence is becoming a pivotal asset for lenders looking to gain a competitive edge.
Whether you're a lender looking to guide borrowers through uncertainty or a consumer trying to time your purchase or refinance, understanding the mechanics and opportunities behind rate locking can make all the difference.
This article unpacks the mechanisms behind rate movement, debunks common misconceptions, and offers clarity for borrowers, lenders, and housing professionals navigating today's mortgage landscape.
