Compliance

The risky loans that helped cause the U.K.’s real estate crash are making a comeback as cash buyers from abroad limit lending opportunities in London and banks instead venture into the weakest markets.

Fannie Mae’s inaugural risk transfer transaction is in the pipeline, according to Fitch Ratings, which has issued a presale report on it.

We're hearing that consumers love the concept of homeownership but when it comes to finding a place to live they end up renting.

Major lenders are relaxing their policies with respect to buying loans from their correspondent lenders during the government shutdown.

Sen. Bob Corker said he would resist attempts to weaken a 10% private capital requirement for the GSEs in his bill.

Springleaf plans to issue another subprime residential mortgage-backed securities deal, its third so far this year.

A mortgage servicer's decision to use batch file or real time integration for their systems is not cut and dry with one method having definitive benefits over the other.

Estimated in the hundreds of thousands the number of federal employees affected by the shutdown is large enough to cause significant mortgage and credit delinquency concerns unless the shutdown ends soon.

Ginnie Mae funds on average during the third quarter of this year generated a 0.69% cumulative total return.

To keep you prepared for anything, here’s a refresher on cyclical rate contingencies updated for recent market changes.

Federal Reserve Board Gov. Jerome Powell said the agency is planning to launch a new supervision program for community banks next year.

Essent Group added Wells Fargo., its largest customer, to the group of underwriters for an initial public offering.

The Federal Home Loan Banks are calling on NCUA to amend its proposed rules on interest rate swaps to allow the 12 regional banks to participate in the fledgling business.

If Congress fails to raise the debt ceiling and the United States government defaults on its obligations, credit markets could freeze, the value of the dollar could plummet and U.S. interest rates could skyrocket.

The Office of the Comptroller of the Currency released its 2013 second-quarter risk analysis for community banks and federal savings associations in the Midwest.

Some of the first mortgage market responses to the government shutdown indicate banks and other customer support agencies were prepared to react fast.

We're hearing from New York where one mortgage banker and two MLOs recently entered into settlement agreements with the Department of Financial Services.

The loan is secured by the borrower’s fee interest in a Midtown Manhattan office building.

Commercial Mortgage Trust had six classes of its ML-CFC pass-through certificate series 2006-3 downgraded by Fitch Ratings, who also removed two classes from rating watch negative.

For banks, the government shutdown is little more than an inconvenience so far. But they will surely feel its impact if it stretches on for days or weeks. Here's what they might expect.