Compliance

Lenders of all different sizes continue to receive buyback requests from Fannie Mae and Freddie Mac—sometimes on loans that are upwards of five years old.

Mortgage cases are shifting to become more fact-intensive, rather than legal-intensive, meaning investors’ attorneys need witnesses to explain the circumstances in a case.

The weak economy throughout the state of Florida is affecting the bond financing of multifamily projects.

Traditionally, underwriting focused on applying a static set of guidelines to determine an approve/reject decision.

The concept of the certified loan is a “game changer” that can help protect lenders from fraudulent applicants.

A group of former policymakers is arguing that the government is not making good use of the regulatory reforms enacted in the Dodd-Frank Act nearly two years ago.

Moody’s noted that improvements in the apartment market have dissipated in recent months after the index soared to roughly 140.

Distressed property rental programs and new private-label mortgage originations pose new opportunities for investors.

It’s somewhat arrogant for a writer to state a numerical list is all that is required to accomplish whatever. If selling is not exhaustively mentioned I would suggest you discount the information because of its lack of thoroughness.

Lenders can try as hard as they want to prevent mortgage fraud, but it always seems that the fraudsters will be one step ahead of them when devising a scheme.

The Securities and Exchange Commission has appointed Thomas Butler as director of the agency's new office of credit ratings.

Structured finance investors would prefer to rely on fewer sources of pricing for tracking deals, according to 107 investors in the industry surveyed by Principia Partners.

It could be the most underserved part of the market: investors stuck with rental properties – and who don’t want to default – need to refinance but can’t because they’re underwater on home equity.

Former Taylor Bean & Whitaker CFO Delton de Armas pleaded guilty to one count of conspiracy to commit bank and wire fraud, and one count of making false statements.

Nobody's perfect. But with social media, blogs, forums and articles posted in the millions each day, you need to monitor your online reputation.

It doesn’t sound like agency mortgage repurchase requests are going to end any time soon, even though many originators are doing their best to batten down the hatches. Instead, word is these requests continue to increase.

A proposal by regulators to revamp the way banks must measure risk on certain assets is alarming many community bankers.

RealtyTrac released its May U.S. Foreclosure report, which emphasized the first year-over-year increase in foreclosure starts in 28 months. What does this mean?

These days, many lenders’ licensing and legal departments are larger than what they were budgeted for, and adding efficiency without adding head count to the back office must be a priority.

Housing markets are showing credible signs of a revival that still is “in the early innings,” according to the State of the Nation’s Housing 2012 report released by the Joint Center for Housing Studies of Harvard University.