Data and information management

Lenders need to use nontraditional means of measuring a borrower's likelihood of default.

There remains a clear difference in the housing recovery among home price tiers, according to the November Mortgage Monitor from Black Knight Financial Services.

By targeting construction lending, 1st Financial Bank USA aims to expand beyond its hefty concentration in credit card loans while entering a business segment that has shrunk mightily since the financial crisis

Home values have risen fastest in markets where institutional buyers bought up scores of foreclosed homes and then rented them out. But these investor have largely curtailed their buying, and may even be ready to start selling off more properties to profit from the run-up in home prices. That could be good news for first-time buyers.

Mortgage credit availability loosened in December, according to a report from the Mortgage Bankers Association.

The number of homes in negative equity continued to lessen through the end of the third quarter, according to CoreLogic.

Mortgage rates dropped to the lowest level in more than a year and a half as falling oil prices and concerns about the strength of the euro drove investors to the safety of the U.S. government bonds that guide borrowing costs.

Consumers remained cautious about the housing market in December despite optimism that the economy is improving, according to Fannie Mae's National Housing Survey.

Mortgage applications dropped over the last two weeks of last year even as interest rates remain at or below the 4% mark.

Manhattan apartment prices jumped to the highest point since their 2008 peak as buyers competed for a limited supply of homes and deals were completed in new luxury developments.

Home prices in November continued to be higher than a year earlier, according to data from CoreLogic.

The Harnessing Mobile Award commends the development and implementation of mobile technology in the mortgage industry. Learn about this year's finalists and see who won the 2014 MT Award.

Mortgage rates ended 2014 near their annual lows, Freddie Mac reported Wednesday.

Contracts to purchase previously owned homes rose in November as employment gains and low borrowing costs helped bring potential buyers into the market.

Renters paid $441 billion for apartments and houses this year, a $20.6 billion increase, as fewer Americans owned their homes and landlords with tight inventories raised leasing charges.

Black Knight Financial Services reported that U.S. home prices were up 4.5% in a year-over-year comparison during the month of October.

Home prices in 20 U.S. cities rose at a slower pace in the year ended in October, putting the market on better footing heading into 2015.

The Lenders' Choice Award commends the technology provider that offers the best customer service, value proposition and overall user experience. The winner is selected by a vote of industry professionals from mortgage lending and servicing institutions. Learn about this year's finalists and see who won the 2014 MT Award.

The guarantee fees collected by Fannie Mae and Freddie Mac could be used as a tool to moderate the boom and bust cycles in the housing market, according to a new report by a Treasury Department office.

The Online Originator Award acknowledges a lender that has demonstrated a commitment to using Web-based technologies to generate borrower leads and convert them into closed loans. Learn about this year's finalists and see who won the 2014 MT Award.