Housing

High loan-to-value ratio lending is gaining ground, spurred by the reintroduction 12 months ago of GSE-backed products that only require a 3% down payment, according to Black Knight Financial Services.

Mortgage credit availability declined in November because of a reduction in the number of adjustable-rate mortgage programs, according to the Mortgage Bankers Association.

Homeowners continue to overvalue their homes, in comparison to what appraisers believe, although the gap has narrowed for three straight months, according to Quicken Loans.

Luxury home prices fell in the third quarter, while the rest of the housing market rose in price, Redfin said.

More consumers expressed worries about the housing market, as prospects for higher income remained suppressed, Fannie Mae said.

Issues with upgrading software and ensuring pricing accuracy to comply with the consumer bureau's "integrated disclosures" have been magnified in wholesale loan transactions.

American Homes 4 Rent, the largest publicly traded U.S. single-family home landlord, agreed to acquire a smaller competitor, American Residential Properties, in a deal valued at $1.5 billion, including debt.

Mortgage rates went down as Treasury yields fell on weak manufacturing data, according to the Freddie Mac Primary Mortgage Market Survey.

Add retail customers to the list of groups raising concerns about possible high-pressure product-sales tactics at Wells Fargo; many of them are considering jumping ship in response, according to a new survey of customer attitudes at big banks. However, Wells' rivals shouldn't celebrate — they are at risk of losing customers, too, for a variety of reasons.

Private real estate investors and community-based financial institutions have developed innovative ways to preserve affordable-housing units that were in danger of losing subsidies, according to a new report.

The availability of home loans for low credit score borrowers remains very tight by historical standards but there might be some loosening in 2016 if the Federal Reserve begins raising interest rates.

Mortgage applications dipped slightly during Thanksgiving week on lower refinance activity, according to the Mortgage Bankers Association.

With the Consumer Financial Protection Bureau's disclosure rule potentially slowing down the loan process, institutions need to focus on communication strategies to keep young borrowers at the closing table.

Home prices rose 6.8% in October compared to the same month last year, according to CoreLogic.

Loan modifications declined 18% during the third quarter to 337,000, a sign of an improving market, according to Hope Now.

HomeUnion has formed a mortgage-brokerage division that will focus on investors in single-family rental homes.

Kal Raman has resigned as president and chief executive of Xome, the digital platform of the nonbank mortgage servicer Nationstar Mortgage Holdings.

Home prices rose slightly in September, posting year-over-year growth of 5.5%, according to Black Knight Financial Services.

As affordability worsens near city centers, first-time homebuyers will move to the suburbs in greater numbers, according to 2016 predictions from Zillow.

Contract signings to purchase previously owned homes rose less than forecast in October after declining in the prior two months, showing residential real estate is cooling heading into the quieter selling season.