Originations

The government-sponsored enterprises have made several recent changes to their underwriting guidelines, potentially expanding the customer base on refi products.

A Consumer Financial Protection Bureau’s proposal would provide larger institutions with an incentive for loan officers that smaller community lenders could never match.

FNC Inc. has received a patent for its appraisal score, a move that makes the product the first patented appraisal tool.

Was Berkshire Hathaway faking an interest in Residential Capital Corporation?

Crucial to bringing investors back to the private secondary mortgage market is convincing them of appraisals’ soundness, and there has been a lot of effort on the part of both government and private market entities to make that happen.

Consumer Financial Protection Bureau chief Richard Cordray believes mortgage bankers should not be overly concerned about potential legal liability for making so-called qualified mortgages.

Some helpful hints if the taxman comes knocking on your door.

Almost four in 10 active investors said they plan to increase their purchases of residential investment properties, while 26% said they would keep their activity level the same.

Fannie Mae is telling new seller/servicers that it will cap how much product they can sell to the GSE based on their net worth and other factors.

Carrington Mortgage Services hired Mark Allanach as regional vice president of mortgage lending.

Who's on the Fannie/Freddie 'High Risk' watch list? Well, we can guess who isn't on it.

For the week ending Sept. 20, 30-year fixed-rate mortgages fell six basis points to 3.49%, matching the record low, while 15-year FRMs declined eight basis points to 2.77%, setting a new record low.

Fannie Mae Chief Economist Doug Duncan explains the impact of the eurozone crisis on the mortgage industry.

A former sales executive at Washington Mutual Inc.’s subprime lending unit, Long Beach Mortgage, was convicted of fraud by a federal court jury.

In late October $365 billion of mortgage servicing rights belonging to Residential Capital Corp. will be auctioned off to the highest bidder.

A government program that lets small-business owners refinance their commercial mortgages is set to expire next week.

Mortgage bankers in five states are facing higher guarantee fee costs on Fannie Mae/Freddie Mac loans under a new proposal from the Federal Housing Finance Agency.

Increased volumes have pressed many people and their loan production platforms to a breaking point.

Bank of the West sees online video as a way to recruit and prepare mortgage customers.

An appraisal requirement proposed by the Consumer Financial Protection Bureau could be tough to implement without the right cost-effective automation.