Originations

As warehouse providers try to build market share with new types of credit lines, allowing mortgage bankers to fund non-QM loans is the logical next step to staying competitive.

The nonbank servicer will be offering new refinancing products for borrowers who can't qualify under the GSE HARP refi program.

You can’t always get insight into your audience, so here are some benefits to this type of teaching.

Mortgage application volume was higher than the previous week as rising interest rates led more borrowers to refinance their loans.

Young adults are waiting a few extra years to buy their first home, according to a study released Tuesday by loanDepot.

Lenders need to take the initiative to analyze their Home Mortgage Disclosure Act data before the Consumer Financial Protection Bureau does.

Another roundup of comments on our Editor at Large blog, from the best and brightest to the funniest.

The proposed merger of the Home Loan banks in Seattle and Des Moines could spur massive consolidation among their sister banks, but only if the two show it's possible to overcome governance and other logistical challenges that have deterred similar deals.

The senior officer loan survey, which is released by the Fed every three months, asked both large U.S. banks and foreign banks about the effect the new ability-to-pay and qualified mortgage rules were having on approval rates for various types of home purchase loans.

Commerce Bank has agreed to offer home financing through Embrace Affinity Mortgage Solution, an outsourced provider of residential mortgages.

Unlike other regulatory agencies that in many cases looked at form over substance, the Consumer Financial Protection Bureau will ignore structures altogether when it perceives them to be "sham" transactions.

Second-quarter earnings at the country's largest mortgage banks met analyst expectations, according to a recent report from Keefe, Bruyette & Woods.

As mortgage origination volume continues to slow down, the successful loan officers are the ones who make things happen.

As banks lose money on mortgages and retreat from the business, PHH Corp. is rushing to cash in.

The unintended consequences of these guidelines could force smaller title agencies to close their doors.

Changing mores among the millennials will delay first-time home purchases and contribute to further declines in the national homeownership rate through 2018, according to Zillow.

It has been nearly six years since the Seattle-based bank was seized and there is a deadline for the agency to sue anyone it believes owes the bank some money.

Ellie Mae ties its fortunes to its clients' success with a pricing model that charges lenders based on the number of loans they close. Now it's found a way to monetize the applications that flow through its origination software but don't get funded.

Jobs report shows nonbank originators added 2,200 new hires to their payrolls in June.

In our work, we've found that lenders who survey customers at the right time will see a significantly higher information return, which can then inform positive changes in the mortgage operation.