Originations

Yes, subprime lending is picking up. But industry experts believe regulatory reform and new documentation requirements will prevent bubble-era style risk layering from re-emerging.

As service providers, we must also be willing to allow our clients to complain, and to ask them directly for feedback, both good and bad.

Wells Fargo and Bank of America posted double-digit increases on the amount of credit provided to mortgage bankers in 2013. Most other warehouse lenders' commitments shrunk.

How you brand your products and services can create a competitive advantage for you in your marketplace.

Mortgage rates declined, decreasing home-loan costs as fewer Americans sought financing for purchases.

Banks are easing credit standards in search of a safe and profitable middle ground after an era of reckless home lending gave way to the stiffest rules in decades, putting a damper on the housing recovery.

Last week I wrote about how the college application process compares to the mortgage industry, and I got a lot of commentary on that, more than anything else I have written in the past few months.

The Consumer Financial Protection Bureau proposed several changes to its biggest mortgage rules on Wednesday which would effectively allow lenders to get more loans defined as "qualified mortgages."

Texas, a big market for reverse mortgages, has approved a variation of the product that taps the equity in a senior's home to pay for a new, often smaller, dwelling.

Mortgage applications fell to their lowest level since December 2000 as fewer borrowers purchased homes and even less refinanced their properties.

The Federal Reserve Board on Wednesday neared the halfway mark of unwinding its unprecedented bond buying program, reducing its purchases to $45 billion.

The proposed federal mortgage guarantor in the Senate reform bill needs 5% hard equity to protect taxpayers, but 10% capital to pass Congress, the Housing Policy Council's John Dalton reckons.

Creating that connection with your client is of great importance, but selling should be a part of that process.

Wells Fargo's loans make up around 20% of the pools referenced in credit risk-sharing transactions issued by Fannie Mae and Freddie Mac through March, according to Fitch.

The company is using proprietary automation to support the channel. Jeff Walsh, who formerly was involved in another wholesale startup, heads the new operation.

The future of housing finance reform remains in limbo on Tuesday, after Senate Banking Committee leaders postponed a key vote on legislation to unwind Fannie Mae and Freddie Mac.

HUD's new regulation may discourage a common type of transaction in which the borrower leaves a spouse off the loan. Ultimately, regulatory clarity could help the reverse mortgage business grow.

Decreasing mortgage origination volumes were the main driver that contributed to a 6% drop in CoreLogic's first-quarter earnings from a year ago.

There is a lesson to be learned for mortgage originators about guarding your business' name from the #myNYPD social media failure.

Home prices in 20 cities rose at a slower pace in the year ended February as the residential real-estate market cooled.