Originations

The homeownership rate declined to the lowest in almost 19 years as rising property prices and mortgage rates held back demand.

The Senate Banking Committee will delay a vote on its highly anticipated legislation to overhaul the housing finance market, a Senate aide confirmed Tuesday morning, just hours before the markup was scheduled to begin.

Borrowers' spouses will no longer automatically be required to repay the mortgage when the person listed on the loan dies. The policy change does not help borrowers already in foreclosure.

Fake followers defeat the purpose of social media marketing because they are not going to spread your message and/or eventually do business with you.

The CFPB last week made news by publicly recognizing that borrowers felt overwhelmed in regard to the closing process.

Contracts to purchase previously owned homes climbed in March by the most in almost three years, showing residential real estate was starting to stabilize entering the spring selling season.

The "5/5" attempts to give consumers more certainty about what they will owe in future years, splitting the difference between traditional ARMs and the more expensive, but lower-risk, fixed-rate mortgage.

But for now, Republic Mortgage Insurance Co. will remain in run-off until if and when outside capital can be raised.

Law enforcement agencies are contacting state licensing agencies if someone who is regulated has gotten arrested.

Fears that the Federal Reserve's reduction in mortgage-backed securities purchases this year would cause rates to skyrocket failed to come true. That's partly because there's less mortgage paper to buy.

As value-add opportunities continue to appear, mortgage brokers can help their clients grow their real estate portfolios by incorporating bridge loans from private lenders into the financing strategy.

The Senate Banking Committee is scheduled to proceed Tuesday with a highly anticipated vote on a bill to overhaul the housing finance market.

In the perfect mortgage application process, the borrower could press a button and send out all the data, saying “I want to apply to these specific lenders.”

A key point of contention is the 10 basis point user fee that the proposed Federal Mortgage Insurance Corp. would charge to support affordable housing efforts.

Originators need to stop being self-deprecating and start placing a high value on what clients and referral partners says about you.

The Consumer Financial Protection Bureau unveiled a new pilot program on Wednesday designed to allow consumers the ability to electronically review and file mortgage closing documents.

Easy money refinancings led originators to let their selling skills diminish and take on bad habits.

A coalition of more than two dozen conservative groups sent a letter to members of the Senate Banking Committee Wednesday, urging them to vote against a major bill to overhaul the housing finance market.

LRES has updated its DirectConnect platform designed to accelerate the valuation ordering process.

Flagstar Bancorp reported a significant first-quarter loss as its loan-loss provision more than quintupled.