Originations

Housing and lending groups are urging the government sponsored enterprise regulator and conservator to keep the Fannie Mae and Freddie Mac loan limits where they are for now.

The title insurance industry generated $12.7 billion in written premiums during 2013, up 11.5% from the prior year.

Most housing markets are faring better than they did in the depths of the recession, but the recovery still has a long way to go.

Lenders and servicers are worried about the cost of dealing with widows and widowers who didn't sign the mortgages if they can't be foreclosed upon.

The former Wells Fargo Home Mortgage loan officer faces up to 30 years in prison for his role in the conspiracy.

Lenders won't be getting an eighth active mortgage insurance underwriter to choose from after all. But they may get repaid faster on claims from a carrier that's been winding down.

This sector is constrained by numerous and often complex issues, which span across the mortgage lifecycle, and affect a wide array of market participants, from the homeowner to the investor.

Some tips originators can pass on to consumers who are looking to move up, move down or just move on.

Dealing with the unnecessary intrusions in your business that keep you from earning the most money.

The slowdown in housing since the middle of last year reflects a pickup in borrowing costs, declining affordability, limited job growth and, more recently, bad weather.

Redwood Trust Inc., the biggest issuer of U.S. home-loan bonds without government backing last year, is ending its four-month absence from a market that’s all but evaporated as banks compete with debt investors for the extra yield offered by private-label mortgages.

Executives at a recent NMN panel discussion also discuss why foreclosures will take longer to clear out in New Jersey and why some troubled borrowers may not want loan mods.

It looks like a normal start to the spring home buying season, CEO says.

WASHINGTON -- The Federal Reserve Board on Wednesday took yet another step in unwinding its bond buying program, paring it to $55 billion.

Mortgage originators who have been competing on price as refinancings predominated in recent years are likely to lose out to those who emphasize good service in today’s home purchase-oriented market.

The share of mortgage activity composed of refinances fell for the sixth straight week.

There is likely to be a record number of consumers shopping online for their mortgage in 2014.

Home sales in California fell 13.7% in February from a year earlier, the seventh monthly decline in a row, as housing inventory increased, according to the California Association of Realtors.

The best thing to happen to the business over the last three decades was the development of the secondary agencies' automated underwriting engines. The worst? There are several strong contenders….

The vendor thinks it can meet lenders' needs by creating a system which manages the various tasks that must be completed to move a loan through the origination pipeline.