Originations

New loan-level price adjustments negate Fannie and Freddie’s price advantage.

The agreements are allowed under the Real Estate Settlement Procedures Act as long as certain requirements are met. But the author has never seen one that worked.

Score a win for the private market, as higher GSE prices make nonagency mortgages more attractive to investors.

The Release of the Year Award recognizes a new software, platform, alliance or initiative that’s expected to have the broadest future impact on the mortgage industry. Learn about this year's finalists and see who won the 2013 MT Award.

Under the agreement Flagstar Bancorp will sell $41 billion in aggregate unpaid principal balance of residential mortgage servicing rights to Matrix Financial Services, a wholly owned subsidiary of Two Harbors Investment.

Consumers can select the underwriter of their choice, as long as the lender approves.

The average rate for 30-year mortgages is only five basis points higher compared to Freddie Mac’s previous survey week. A year ago it was more than 1% lower.

Sen. Barbara Boxer, D-Calif., wrote the Internal Revenue Services in August asking how they will treat California short sales after the expiration of the Mortgage Forgiveness Debt Relief Act.

Re/Max finds few markets with higher real estate transactions in November compared to a year ago.

The big bank has more than twice as much Ginnie servicing volume as the second-place company in the niche.

The new feature will reduce errors and lender risk by ensuring the loan meets investor eligibility guidelines before it is too late in the process.

Writing a white paper on this topic has led Steve Beecham to expand his career into training people on improving the way they operate.

You help them to achieve their goals by speaking their language and winning their hearts.

The fundamentals will continue to drive the housing recovery forward, Lennar’s CEO says.

What a trio of teenage boys can teach mortgage originators about running a business.

Mortgage technology developer Optimal Blue acquired its largest competitor, LoanSifter, in a deal that combines the two largest standalone developers of product eligibility and pricing engines remaining in the mortgage industry.

The company will originate loans through its call center and the wholesale and correspondent channels.

A limited supply of properties available to purchase on the open market continues to affect prices in many of the nation’s largest counties.

An unprecedented annual jump in Internet mortgage banking transactions coupled with a 50% increase in mobile banking is profoundly changing retail bank operations and customer retention practices across the U.S., according to Accenture.

Builders continued to break ground on new units during the government shutdown.