Originations

The government removed 25,000 potential buyers per month at the worst possible time.

The servicing industry has witnessed unprecedented changes during the past several years and there is much more to come.

First-generation Asian and Latino immigrant homeowners saw a lower decline in homeownership rates after the Great Recession than their U.S.-born neighbors.

Mortgage documents and loan statements were used as records of debt and spending on tax returns as investment earnings in order to receive a refund.

The company looks to take advantage of the shift to a purchase mortgage market.

Smaller firms compete with major banks trying to get business from attendees.

As Blackstone, the nation’s largest foreclosure-to-rent investor, eyes the secondary market, smaller local players have a chance to increase their market share.

He has been president since 2002 and will become CEO on Dec. 7.

Refinancings drop below 70% of loan acquisitions for the first time in years.

Conduit lenders also are originating a larger share of multifamily loans because of the GSE cap.

Housing economists expect home prices to end 2013 up nearly 7% year-over-year, but this trend is not projected to sustain this pace through 2018.

Refinancings made up just 28% of loan production in September.

Single-issuer Ginnie I pools have been the mainstay of the Ginnie MBS program for decades.

The company plans to market bonds backed by some of its more than 21,000 rental properties.

Only 8% of the GSE’s loans have LTVs above 100%.

Just because you are a people person, it doesn’t guarantee sales success.

Higher interest rates—up to 5.4% by the end of the year—will take some affordability out of the market.

Frank Danna shows how valuations executives have had to rely on technology and shrewd quality control measures to keep up with upward pressure on appraisal prices.

This product does not count towards the 3% fee cap because the premium is rolled into the mortgage's interest rate.

Lower Federal Housing Administration premiums are a possibility that Ginnie Mae securities investors must keep tabs on because they could move markets. FHA increased premiums but is worried about lower production volumes.