State regulators

Make certain your loan officers do not go off on their own and cause your company to be disciplined by regulators.

Embattled nonbank servicer Ocwen took a $100 million charge for a potential settlement of foreclosure violations and posted a third-quarter loss, but warned the final cost to settle allegations that it backdated foreclosure notices could be higher.

Bank of America Corp. Chief Executive Officer Brian T. Moynihan, who was named chairman this month, said legal costs stemming from defective mortgages are largely behind it.

McGraw Hill Financial said it's negotiating a possible settlement of government investigations into how its S&P unit graded commercial mortgage-backed securities and recorded a $60 million charge to cover the costs.