The spread between the one-month certificate of deposit interest rate and the 30-year fixed-rate mortgage is around 4.4% right now, about 55% higher than the 40-year historical average of 2.83%.

Home Affordable Modification Program servicers have completed nearly 151,000 loan modifications where the borrowers benefit from principal reductions and 129,000 of those loans are still active.

There was a 0.7% rise in home prices in July from June, according to the FNC Residential Price Index.

There were nearly 2% fewer homes sold in California in August compared with July’s revised figures, although it is over 3% when compared with August 2012.

Ginnie Mae MBS issuance totaled $35.3 billion in August, down nearly 10% from the prior month.

Pricing engines are a tool that allows loan officers to give consumers a better understanding of what is being offered.

Douglas Smith says it doesn't happen in the pages of a book.

Data through July 2013 show over 1.7 million homeowners received foreclosure mitigation assistance through the Making Home Affordable Program.

We're hearing the housing and mortgage industry can pat themselves on the back for their lobbying effort to block the PATH Act.

While hardware and software has been available for e-notarization previously, this is the first time web-accessible technology that is integrated into broader document workflow has been applied to electronic notarization.

The crisis “exposed a major fault-line” in terms of loan data integrity the two technology providers are coming together to try to bridge.

The USDA Rural Development program has its own underwriting technology, called GUS, short for Guaranteed Underwriting System.

Trade-up buyers are typically more responsive to market conditions and financial incentives.

Commercial mortgage-backed securities late-pays in August fell 10 basis points to 6.68%, a milder decline than the record 40 basis point month-to-month drop experienced in July.

There is starting to be a shift in the dynamics of the housing market, which will mean future increases in home values will be driven by market demand rather than the shortage of homes for sale.

Being prepared to secure the Wild Wild West means you will need to be well-armed.

With homeownership levels continuing to decrease and more families entering the rental market, real estate companies will need to have data and analytics as part of their overall strategic analysis.

National Credit Services’ TRV Services product suite is now available through the Calyx Point loan origination system.

Mortgage applications to purchase newly built homes declined 14% on an unadjusted basis in August compared with July.

Total refinancings by Fannie Mae and Freddie Mac seller/servicers dropped 10% from June to 369,100 in July.