The USDA Rural Development program has its own underwriting technology, called GUS, short for Guaranteed Underwriting System. Mortgage Grapevine poster Vinnie the Leg Breaker has some familiarity with the system but has not used it at his current employer.
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But now, his company is going to start to use GUS and he is asking fellow posters for their opinions on whether it is “still easy” to get an approval with loans where the debt-to-income ratio is over 41%.
To read their answers, go to
