
Paul Davis
Founder, Bank SlatePaul Davis is the founder of Bank Slate, a financial strategy and research firm. He previously led community bank coverage at American Banker.

Paul Davis is the founder of Bank Slate, a financial strategy and research firm. He previously led community bank coverage at American Banker.
The Houston company doesn't expect any material impact on its commercial-and-industrial book, though there is potential risk tied to residential mortgages. Management, meanwhile, has started rolling out programs to help customers recover.
Valley National's latest acquisition would make it a much bigger player in Florida and provide a platform to write more auto loans. Both markets present attractive returns but high risks.
The regional bank reported an 8% gain in fee income and trimmed costs amid 1% loan growth.
The company will also gain its first branches in New Mexico after it buys Peoples Inc.
The company also said it believes there are no regulatory obstacles that will derail its planned acquisition of Astoria Financial.
The Federal Reserve is asking Sterling to address deficiencies tied to its collection, verification and reporting of CRA data from 2014 to 2016.
Stilwell Group, an activist investor, is alleging that HopFed chief John Peck bought two properties from the then-chairman of the Kentucky company's compensation committee and that the deals were a conflict of interest.
The Louisiana company also said that credit quality in its energy portfolio improved during the first quarter.
The West Virginia company sold the mortgages to Residential Funding and ResCap Liquidating Trust between 2003 and 2007.
Executives at BB&T, KeyCorp and Citizens are milking commercial lending niches and balancing cost control with new investments while waiting for more rate hikes to fatten margins.
The Mississippi company's first-quarter earnings rose 60% from a year earlier. Its results from last year were weighed down by a settlement with regulators.
Opes Advisors has 39 locations in California, Oregon and Washington. The firm generated $3 billion in mortgages last year.
The cuts punctuate the end to a rapid expansion period at the company, which now seems to be prioritizing profitability over growth.
In his meeting with community bankers, President Trump openly pondered the fate of CFPB Director Richard Cordray with his advisers and appeared eager to quickly fix industry concerns through executive orders.
The company also seems to be shifting the narrative to operational performance after addressing claims of questionable insider dealings.
The agreement comes three months after Astoria and New York Community Bancorp called off plans to merge.
Caliber will also buy about $36 million of mortgage servicing rights in a deal that is expected to close at the end of March.
Wintrust Financial in Rosemont, Ill., has bought certain assets of American Homestead Mortgage in Montana.
The deal includes about 250 correspondent relationships accounting for more than $7 billion of annual agency and governmental residential mortgage loan production.
The Virginia bank has agreed to buy Tidewater Mortgage's majority stake in Old Point Mortgage.