Compliance & Regulation

Although the Dodd-Frank Act made some positive changes, the weight of its regulations is killing small banks, Bank of America CEO Brian Moynihan said Tuesday.

Freddie Mac has obtained two new insurance policies under its Agency Credit Insurance Structure program.

Fourteen institutional investors represented by the law firm Gibbs & Bruns are supporting the Lehman Brothers bankruptcy plan administrator's offer to settle certain securitized mortgage repurchase claims with securities' trustees.

Efforts at regulatory reform often ignore the source of what led to the overregulation in the first place: the legislative process.

The shift in mortgage rates has outpaced regulation as the housing market's main driver.

The combination of rising rates and real estate prices has made home buying less affordable, reviving interest in a product that lets consumers borrow against the future equity of their homes.

Nearly 40 current and former congressional Democrats — including the namesakes of the Dodd-Frank Act — challenged the notion that Congress may not dictate the organization of federal agencies.

Risk management concerns were responsible for a five-percentage-point reduction in bank non-qualified mortgage lending last year.

Loan defects are inching upward in a market where higher rates could lead to more fraud risk.

Senate Banking Committee Chairman Mike Crapo acknowledged Thursday that a broad Dodd-Frank relief package is likely out of reach, but said targeted reforms could still pass.