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Deb Misra is founder and CEO of Engineersmind, a New Jersey-based AI and data engineering firm serving financial services, healthcare and enterprise clients since 2016.

Elizabeth McCaul served as New York State's Superintendent of Banks from 2000 to 2003 and Acting Superintendent from 1997-2000. Most recently, she was a member of the European Central Bank's supervisory board.

Roger W. Ferguson, Jr. served as a member of the Federal Reserve Board of Governors from 1997 to 2006. From October 1999 through the end of his term, he was vice chair of the Federal Reserve.

BTIG is predicting mortgage origination volume for loanDepot, PennyMac Financial Services, Rithm, Rocket Cos., and UWM Holdings combined will be 5% lower than the industry consensus for the third quarter.

Treasuries extended an earlier decline after the announcement, with the yield on 10-year notes up about 6 basis points to 4.85% as of early afternoon in New York. They earlier hit their highest level since 2023.

Higher borrowing costs have tamped down demand for loans. MBA's refinance index, a measure of loan applications, fell 6.2% to its lowest level since May 2025.

Researchers showed a message with no return address slips past Reject Direct Send. Credit unions were told to close this kind of gap in 2021.

Also, the Broker Action Coalition announced Jamie Cavanaugh as its next CEO, while Dark Matter Technologies added two new members to its leadership team.

Two online ads promise Fannie Mae and Freddie Mac are working to boost purchase applications but it's unclear whether they signal interest in a stock offering.