Housing Shortage

The White House and the Federal Housing Finance Agency announced steps to help nonprofits and public agencies buy foreclosed properties, among other initiatives, as part of a plan to boost supply over the next three years.

Stuck between local zoning hurdles and a lack of ideal federal financing, ADUs could be an important aspect to unlocking much-needed inventory.

Pre-fabricated homes that have features and GSE financing competitive with traditional houses could bring prices down roughly into the $200,000 range, making them affordable to roughly 1.5 million people.

The Military Urban Development Initiative, which is also open to civilians, allows buyers to select a lot, house design and mortgage.