
While closing costs vary by housing market, national average fees total $5,651, which include expenses like appraisal and settlement costs amounting to $526 and $916, respectively, according to ClosingCorp.
While in some romantically-named towns, an appraisal fee only costs $450, others see the figure surge to $756, which is well above the country norm. Even for those feeling loanly this season, comparing fees could assist local borrowers in finding their most affordable options.
From Romeo, Colo., to Valentines, Va., here's a look at closing costs in some of the country's loveliest cities this Valentine's Day.

Valentines, Va.
Settlement Fees: $775
Title Insurance: $1,408.80
Title Fees: $75
Recording Fees: $119
Transfer Taxes: $1,619.67

Romance, Ark.
Settlement Fees: $825
Title Insurance: $437
Title Fees: $25
Recording Fees: $225
Transfer Taxes: 181.50
Heart Lake, Pa.
Title Insurance: $1,367
Endorsement: $150
Title Fees: $595
Recording Fees: $198.50
Transfer Taxes: $1,598.32

Romeo, Colo.
Settlement Fees: $475
Title Insurance: $935
Endorsement: $196
Recording Fees: $191
Transfer Taxes: $20.50

Loveland Park, Ohio
Settlement Fees: $450
Title Insurance: $985
Endorsement: $225
Title Fees: $135
Recording Fees: $304
Transfer Taxes: $2.50