Loan Think

The Federal Housing Administration is handcuffed but Fannie Mae and Freddie Mac’s new regulator is expected to favor broader mortgage financing terms for borrowers.

There are certain compliance requirements/items that a lender should have done already (or should do immediately) given the January deadline for regulatory change that is almost upon the industry.

The agency already has hired 1,500 people, a number of which are enforcement attorneys.

Before consigning millions of Americans to lives of perpetual tenancy, we need observers on all sides of the housing reform debate to put aside rhetoric and focus on market realities.

If you are in your office this week, there are some things you can do to get your originations business ready for 2014.

Time to Accumulate MSRs? Better find a way to connect with your consumer first.

The course of action you can take to help more consumers qualify for a mortgage.

Many lenders have used a practice of reimbursing certain expenses, such as lead services, contingent on production levels. This practice is, however, potentially unlawful.

Companies like Lennar Corp. have seen an 18% jump in prices on their inventory this year.

The agreements are allowed under the Real Estate Settlement Procedures Act as long as certain requirements are met. But the author has never seen one that worked.