Loan Think

The good news is that the recovery in home prices seen in much of the U.S. is real and, we believe, sustainable. But we are far from finished building a strong foundation for a full recovery in housing markets, especially home finance.

Loan officers looking for greener pastures have to realize that when it comes to earning money, one plus one does not equal five.

The more compelling discussion at this week’s tech show of business success this coming year was capacity, conversion and compliance.

Doing something that let's your clients know you care.

The bureau proposes to resolve the conflict between the servicing rules' notice requirements with bankruptcy law by exempting servicers from both the periodic statements and the early intervention requirements of the servicing rules for borrowers who have filed for bankruptcy.

We’re hearing private label mortgage-backed securities investors still face challenges to when it comes to amassing the consensus needed to have optimal access to information and leverage in litigation.

This is a model that small originators can use to build their businesses on a local level.

Companies that allow employees to store work data and communication on their tablets, cell phones or personal laptops need to have a model for handling electronic discovery when litigation occurs.

The GSEs will be lenient when it comes to enforcing the QM rule’s 3% cap.

The cost of doing a regression analysis has come down. When one compares the cost of a $5,000 analysis to a $12 million settlement, its fairly clear why it pays not to guesstimate.