Loan Think

Not only is FHFA Director Mark Calabria preparing the GSEs to raise capital, but he must also help them decide just what they are selling to private investors in the way of equity returns and risk.

To deal with the crunch, servicers should combine cloud and digital workflow automation technologies.

Now is the time for mortgage servicers to prioritize customer care for the homeowners they serve.

The history of riskier lending over the last half century can offer lessons for today's market.

Almost 10 years after it became the business world's biggest buzzword, cloud technology is everywhere, but few mortgage companies have fully capitalized on its efficiency and flexibility advantages.

FHFA Director Mark Calabria stated that he was directing the GSEs to "add liquidity" to the markets, but the actions of the FHFA say precisely the opposite.

Phone calls have remerged as a powerful lead generation tool that loan officers shouldn't overlook.

As the nation struggles with the coronavirus, now is not the time to make major revisions to the Community Reinvestment Act.

We need to be doing everything possible to ensure those that needed down payment assistance are able to keep their homes during this crisis and beyond.

FHFA head Mark Calabria and his FSOC counterparts need to sit down with the Treasury and fashion an emergency capital plan for the GSEs.