Accredited Picks Zementis for Subprime AU

Accredited Home Lenders Holding Co., San Diego, has adopted the "next-generation" risk management framework from Zementis to beef up the service and quality of its nonprime automated underwriting system.According to Accredited, the system will reduce manual intervention in the underwriting process and improve feedback to brokers by assessing the risk of a loan application in real-time. Zementis Inc., also based in San Diego, offers its Adaptive Decision Engine as a statistical and analytical system that uses predictive modeling powered by advanced neural network technology. Founded in 1990, Accredited is a nationwide lender that originates, finances, securitizes, services, and sells nonprime mortgage loans. The companies can be found online at http://www.accredhome.com and http://www.zementis.com.