Lead generator Data Warehouse Corp., Fort Lauderdale, Fla., and Atlanta-based credit reporting agencyEquifax have signed an agreement that provides credit-qualified leads to mortgage originators who offer firm offersof credit. Under the agreement, Data Warehouse will integrate its proprietarymortgage database with the individual credit information generated by Equifax. Data Warehouse president BenjaminWaldshan said that, by offering lead identification solutions based on an individual's credit data, the two companies'combined technology will allow for "more accurate targeting" than [that of] competitors, who generallyprovide credit information "summarized at a ZIP-code or other geographical level." The agreement willallow Data Warehouse to reduce its lead delivery time to its customer base of small to midsize mortgage originatorsto one week or less.
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Over one-third of the Wolters Kluwer survey participants believe the next Fed move will be to boost short-term rates, but most expect one cut next year.
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The National Association of Home Builders Remodeling Market Index for the second quarter posted a reading of 61, a one-point decline from the first quarter.
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The new Mortgage Bankers Association research adds to debate over whether Fannie Mae and Freddie Mac should allow a less costly alternative to the tri-merge.
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Wide regional variances appeared in housing-start activity in 2025, when the traditional leading builder markets all saw numbers decline by as much as 15%.
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The bill, which passed with wide bipartisan support, will become law at midnight if President Donald Trump doesn't veto it.
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Total application volume fell by over 13.000 units on a month-to-month basis, with declines in purchase and refinance activity, Keefe, Bruyette & Woods said.
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