In 2021, the mortgage industry enjoyed the benefits of historically low interest rates while facing margin compression, ransomware attacks and a new administration set to reorganize the priorities of housing policy and regulation. With many predicting a wave of industry consolidation next, we'd like to ask our readers what they see on the horizon in 2022.
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The Federal Open Market Committee held the federal funds rate at current levels, citing "lack of further progress" toward meeting inflation goals.
Both quasi-public mortgage investors have new requirements for when borrowers question valuations. Freddie Mac is expanding use of title insurance alternatives.
A new policy directive aims to fortify critical infrastructure by enhancing collaboration between U.S. intelligence agencies and systemically important financial entities.
Mark Warren and Thom Tillis have introduced the Secure Artificial Intelligence Act of 2024 to address the unique risks of AI.
The April 26 update came two days after the group received preliminary approval for the Sitzer/Burnett agreement.
Top Federal Home Loan bank officials said they fear the Federal Housing Finance Agency will use supervision to further the goals of last year's report recommending reforms to the Home Loan Bank System.
